Welcome to LA Mortgage Services

Expert, Professional Mortgage Advice

Discover the confidence that comes with having an experienced mortgage advisor on your side.

Louise Arnold of LA Mortgage Services Ltd

Welcome

Hi, I’m Louise Arnold, Director of LA Mortgage Services Ltd.

We pride ourselves on keeping things clear and straightforward. No confusing terms, no pressure – just honest advice that’s tailored to you.  Everyone’s situation is different, so we take the time to listen and offer support that makes sense for where you’re at.

Finding the right mortgage can be a complex and overwhelming process, but we’re here to simplify it for you. Our in-depth knowledge of the industry, combined with years of hands-on experience, allows us to provide expert guidance tailored to your unique needs. 

Straightforward mortgage advice you can trust

At LA Mortgage Services Ltd, we offer mortgage and protection advice to help you make confident decisions – whether you’re buying your first home or reviewing your current mortgage.

With over 20 years’ experience in consumer finance, we understand that no two clients are the same. That’s why we prioritise transparency, integrity, and personalised service to find the right mortgage for you.

We keep things simple, avoid confusing language, and focus on what matters most to you – finding the mortgage that fits.

A couple in a mortgage meeting

Mortgage Services

First Time Buyers

first time buyers carrying boxes into their new home

Honest, Straightforward Support

Buying your first home is exciting – but let’s be honest, it can feel overwhelming too. There’s a lot to get your head around, and it’s completely normal to have questions (or worries) about what you can afford or where to start.

At LA Mortgage Services, we’re here to guide you through it all with clear advice and support at every step.

What You Can Expect

  • Friendly, Personal Advice – We’ll chat through your income, deposit, and plans, then look at mortgage options that actually work for you – both now and in the future.

  • Help With the Whole Process – From arranging an Agreement in Principle to getting your mortgage offer, we’ll explain things in plain English and take care of the paperwork.

  • Confidence When You Need It – Getting a mortgage in place early helps you know where you stand – and shows estate agents you’re a serious buyer.


We know this is a big deal. That’s why we’re here to make it as straightforward and stress-free as possible – with honest advice, flexible support, and someone you can rely on when you’re not sure what comes next.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Considering a first home purchase? Let’s have a quick chat and see what’s possible.

Remortgage

model house with coins to represent re-mortgage

A Clearer Way to Remortgage

Remortgaging could help you save money, release funds, or switch to a deal that better fits your situation. At LA Mortgage Services, we make the process clear and straightforward.

 

Why Remortgage?

  • Get a Better Rate –  Switching to a new deal could reduce your monthly payments.

  • Release Equity –  If your home’s gone up in value, you could access funds for home improvements or big expenses.

  • Consolidate Debts –  We’ll explain the pros and cons clearly, so you can decide what’s right for you.

  • Adjust Your Term –  Shorten your mortgage to pay it off faster or extend it to ease your monthly costs.


Consolidating debt may reduce your outgoings now, but you may end up paying more overall.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Planning to remortgage your home? Let’s have a quick chat and see what’s possible.

Buy-to-Let

wooden house model with To Let sign

Simple, Honest Support for Property Investors

Thinking about investing in a rental property? Whether it’s your first buy-to-let or you’re adding to a portfolio, we’re here to make the process clear and straightforward – from choosing the right mortgage to getting your application sorted.

How We Can Help

  • Tailored Mortgage Advice – We’ll look at your plans and help you find a mortgage that fits – whether you’re buying one property or building a portfolio.

  • Clear Guidance on Rental Income & Yields – We’ll explain how rental income works with lenders, and what you need to consider when it comes to affordability, deposits, and returns.

  • Market Know-How – Not sure where to start? We’ll talk you through current trends and help you make decisions that support your long-term goals.

  • Support from Start to Finish – We’ll handle the paperwork and keep things moving, so you can focus on your investment – not the admin.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Considering a Buy-to-Let purchase? Let’s have a quick chat and see what’s possible.

Self-Employed

self employed lady sitting at laptop

Help for Self-Employed Homebuyers

Getting a mortgage when you’re self-employed can feel more complicated – but it doesn’t have to be. At LA Mortgage Services, we understand how your income works and make the process clear and manageable from the start.

What We Do

  • Tailored Support– Whether you’re a sole trader or run a limited company, we help you find a mortgage that suits your income and goals.

  • Paperwork Help– We’ll guide you through what you need, like tax returns and bank statements, and make sure it’s presented clearly for lenders.

  • Flexible Around You– We know self-employed life doesn’t always run 9–5, so we work around your schedule.

  • Whole Market Access – We search across a wide range of lenders to find the best deal for your circumstances.

  • Here When You Need Us – We’re here to make the whole process as stress-free as possible – and we don’t disappear once the mortgage is in place – we’re always just a call away.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Are you self-employed and considering a mortgage? Let’s have a quick chat and see what’s possible. 

About Louise

Louise is a mortgage and protection broker, fully CeMAP-qualified, with over 20 years’ experience in consumer finance.

Louise live’s in Warwickshire with her two football-mad boys and a Cocker Spaniel who keeps them on their toes! When Louise is not arranging mortgages, she love’s getting outdoors, keeping active in the gym, and catching up with friends and family.

And because her clients say it best – here’s one of their comments:

“We were first-time buyers and hit a few stumbling blocks along the way. Louise was amazing – always in touch, explained everything so clearly, and made a really stressful time feel so much easier.”

Louise Arnold from LA Mortgage Services Ltd

Contact Us

Take the first step towards a brighter financial future. Contact us today to schedule an appointment. 

We’ll help you navigate the mortgage landscape and secure the best possible options for your dream home or investment property.

Your journey to home ownership starts here.  

Please complete the form below.

LA Mortgage brochures and cards

LA Mortgage Services Ltd
Doverton Close, Nuneaton, CV11 6WR, UK.

Hours 

Monday – Friday:  9am – 5pm
Saturday:  By appointment
Sunday: Closed

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